1. ABOUT THIS FINANCIAL SERVICES GUIDE (“FSG”)

This Financial Services Guide (“FSG”) is dated 12 August 2026 and has been prepared and issued by ClaimsCo Pty Ltd trading as Rebuild Relief (ACN: 648 518 165; AFSL: 530925) (“ClaimsCo, Rebuild Relief,  we, us or our”) to inform you about the financial services provided by us and to comply with our obligations as the holder of an Australian Financial Services Licence (“AFSL”) issued by the Australian Securities and Investment Commission (“ASIC”).

This FSG has been prepared to provide you with information about the financial services that we offer. The FSG is an important document and a regulatory requirement under the Corporations Act 2001 (Cth) (“Corporations Act”). It contains information about who we are, remuneration, any associations or relationships we may have with financial product issuers, details of any potential conflicts of interest, our internal and external dispute resolution procedures and how you can access them, information on how we handle your personal information, and how we can be contacted.

This FSG contains general information only. If you have further questions regarding this FSG please contact us.

Important general information contained within this FSG includes:
• Who we are and how you can contact us;
• The services we are authorised to provide to you;
• How we are remunerated for these services and the cost to you;
• Disclosure documents that you will receive;
• Who we act for and any potential conflicts of interest;
• Our internal and external dispute resolution processes; and
• How we handle your personal information.

2. WHO WE ARE AND THE SERVICES WE OFFER

ClaimsCo is authorised under its AFSL to provide claims handling and settling services to insured retail and wholesale clients as a claimant intermediary. ClaimsCo represents insured persons under insurance products in pursuing the following types of claims:
• General insurance;
• Property insurance (commercial and domestic); and
• Marine insurance.

3. NO ADVICE

We do not act as your agent, broker or other adviser in relation to the placement, renewal, or suitability of your insurance. We are not authorised to provide you with any financial product advice.

We will only provide you with factual information about insurance products when providing you with our claims handling services. Factual information is objectively ascertainable information whose truth or accuracy cannot be questioned. This information does not take into account your specific financial situation, needs or objectives and is not a recommendation or statement of opinion in relation to the insurance products. You should seek independent professional advice in relation to acquiring or disposing of any insurance products, superannuation or other financial products.

4. CONTACT DETAILS | HOW TO INSTRUCT US

ClaimsCo Pty Ltd

Postal Address: PO Box 3630 Helensvale Town Centre, QLD 4212

Phone: 1800 953 644

Email: info@claimsco.com.au

You may give us instructions in relation to your claim via telephone, email or at any face-to-face meetings we hold with you.

5. WHO WE ACT FOR

We act for Policy Holders as a representative, third party advocate. We DO NOT work for an insurance company. 

ClaimsCo is responsible for the claims handling and settling services we provide to you under our AFSL and acts for the insured persons under insurance products in pursuing general, property and marine insurance claims in accordance with section 761CAA(1) of the Corporations Act 2001 (Cth).

6. OTHER DOCUMENTATION YOU MAY RECEIVE

This FSG, Engagement Agreement (Letter of Engagement) and Delegation of Authority, will be the key documents which assist you in making an informed decision about whether to utilise our financial services. We recommend that you read and understand the contents of these documents fully before engaging our services. A copy of our FSG is available on our website.

7. FEES, COSTS, COMMISSIONS AND OTHER BENEFITS

7.1 Our Fees

We are remunerated in two main ways:

1. Referred Repairer: Where repair works are undertaken with a repairer referred by us, we receive a referral fee based on the value of the repair works or the claim value.

2. Service Fee: Where a claim approval is reached and the repair works are not undertaken by our referred repairer, the repairs are unwarrantable, or you retain a cash settlement in part or in full, we will receive a percentage of the final claim amount as our service fee. The final percentage payable to us will be advised to you in our Engagement Agreement. 

A ClaimsCo referred repairer may not be able to undertake repair works in all circumstances, such as those deemed unwarrantable works or unable to be completed due to building legislation or pre existing conditions. If you require more information in relation to our fees, please see your individual Engagement Agreement for specific details, before we provide any claims handling services to you.

7.2 Employee Remuneration

Representatives of ClaimsCo are remunerated by way of salary and may earn performance-based incentives which may include excellent customer service, customer referrals and efficiency, etc. ClaimsCo may also provide its representatives with non-monetary benefits (including business-related conferences and travel, functions, gifts/gift vouchers). If you require more information on these amounts, please let us know before we provide any claims handling services to you.

8. CONFLICTS OF INTEREST

ClaimsCo is a claimant intermediary, with no association to any insurer,  that does not manage or distribute our own financial products. Any service we provide is concerning financial products from non-related product providers, and our revenue is primarily gained through your insurance claim being accepted. For that reason, our interests are aligned with our clients. However, in rare situations where conflicting interests arise, we have an internal procedure which helps to manage, mitigate or resolve the conflict. We do not accept commissions or alternative forms of remuneration from product providers. Claimsco does accept referral fees from company referred repairers and a referred repairer may be a related entity. Claimsco may use a related entity to assist with providing services. 

9. COMPENSATION INSURANCE

ClaimsCo has professional indemnity insurance in place, which satisfies the requirements for compensation arrangements pursuant to section 912B of the Corporations Act. This policy covers claims made against ClaimsCo in relation to professional services provided by our representatives, employees and authorised representatives.

10. COMPLAINTS AND DISPUTE RESOLUTION

We have an internal dispute resolution process in place to resolve any concerns or complaints you may have, quickly and fairly. Where appropriate, we also make the process accessible for clients with disabilities or language difficulties.

Any concerns or complaints should be directed to the Compliance Officer either by email at customercare@claimsco.com.au, or in writing to our postal address. Your written notice should specify the nature of the complaint, including all relevant details, as well as your desired outcome and how this may occur.

The Compliance Officer will, on receipt of your written notice:

a. Provide a written acknowledgement of your complaint and indicate a timeframe in which ClaimsCo will formally respond to your complaint.
b. Consider and investigate the circumstances of your complaint, which may also involve communicating directly with you.
c. Notify you in writing of our decision, including the reasons for the decision and any potential remedies, within thirty (30) days from receipt of your complaint.
d. If your complaint is not resolved within thirty (30) days, the Compliance Officer will inform you in writing of the reasons for the delay.

Where you have any redress (financial or otherwise), we will provide that redress promptly. 

If the complaint can’t be resolved to your satisfaction by ClaimsCo through our internal dispute resolution process.

You have the right to refer your complaint to the Australian Financial Complaints Authority (“AFCA”). AFCA is an independent and external disputes resolution scheme, of which ClaimsCo is a member.

You may lodge your complaint with AFCA by sending the relevant information and documents to:

Australian Financial Complaints Authority (“AFCA”)
GPO Box 3
Melbourne VIC 3001 Phone: 1800 931 678
Email: info@afca.org.au
Website: www.afca.org.au

Before sending a complaint to AFCA, we encourage you to first lodge a complaint with us for Internal Dispute  Resolution, allowing us an opportunity to investigate and resolve prior to further external escalation.

11. PRIVACY POLICY

We will require you to provide personal information in the course of engaging with us. ClaimsCo collects, maintains, uses and discloses personal information in the manner described in our Privacy Policy, available on our website. This is primarily for processing your application and complying with certain legal obligations.